The builder is the manufacturer. The builder writes the POH. The builder can placard any limitations they want, within limits. A DAR must sign off on the limits as I understand it? Read FAR part 23 Subpart C for what certified planes are allowed. Specifically 23.337. I doubt anyone would give you an airworthiness certificate if you grossly violated those limits.
You need a load factor of 3.8 to make "utility" category. 1950lbs (from your question) * 3.8 (utility load factor) = 7410 lbs load on the wings. 1400 lbs (acrobatic max for a 6a) * 6 (acrobatic load factor) = 8400 lbs load on the wing. 7410 is less than 8400, ergo the builder declares it safe. In fact, they could've declared it to be 2210lbs and been within that utility on takeoff.
One catch is that the landing gear and other systems might not be designed to handle the loads of a 1950lb landing, or even taxiing at 2210lbs. The stall speeds will also be higher. That's where you get "max takeoff" vs. "max landing". I've flown a plane that at a 1692lb max takeoff weight and a 1620lb max landing weight. If you filled it up to max gross on takeoff, you had to cruise 2.5 hours (4.8GPH burn) before you could land!
Anyway... that's what I know... I'm sure others will fill in the gaps.
